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SME

Grow without cash constraints

Embedded supply chain financing lets you order at real demand levels without upfront capital constraints.

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Problems and solutions

Problem

Growth limited by available cash

SMEs often want to order more inventory but are constrained by available cash, forcing them to make conservative purchasing decisions that don’t reflect real customer demand.

solution

Embedded supply chain financing

Prime Pay integrates financing directly into purchasing, allowing SMEs to place orders based on demand rather than cash on hand.

Problem

Orders blocked at time of purchase

Insufficient liquidity or credit limits can stop orders at checkout, interrupting restocking cycles and creating gaps in product availability.

solution

Capital at point of purchase

Prime Pay ensures capital is available exactly when orders are placed, removing purchase-time constraints and keeping inventory flowing.

Problem

Manual, bank-dependent financing processes

Accessing financing often requires paperwork, physical bank visits, and long approval cycles, slowing purchasing decisions and interrupting everyday trade operations.

solution

Fully digital trade financing

Prime Pay enables a seamless, fully digital process embedded into trade flows, allowing SMEs to access financing and complete transactions without separate bank visits or manual steps.

What the system makes possible

Finance banking
Building a global trade ecosystem where finance operates seamlessly within everyday commercial relationships.

Aligned capital flow

Capital moves in sync with real trade activity, benefiting every participant in the ecosystem.

Predictable cash cycles

Automated digital payments create reliable cash timing across all participants in trade.

Reduced systemic risk

Commercial credit risk shifts from trade relationships into structured, bank-led financial frameworks.

Simplified trade operations

A unified financial system reduces manual processes and operational friction for everyone involved

Scalable ecosystem growth

The system supports growth across markets by enabling continuous trade without capital constraints.

Built for scalable trade

Centralized payment view

View payments, outstanding amounts, and transaction status in one place.

Digital payments

Pay digitally through Prime Pay, eliminating cash handling, delays, and manual follow-ups.

Instant credit access

Access financing instantly based on real trade behavior and system-based scoring.

Fully digital access

Access financing and payments digitally, without visiting banks or completing paperwork.

Customers
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The Process

Insights that power your wallet

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Stay on-budget with easy analytics

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Insights that power your wallet

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Stay on-budget with easy analytics

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Insights that power your wallet

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Control your costs, effortlessly

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Transform data into financial wins

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We’re here to answer all your questions

What is PrimePay and how does it help my business?

PrimePay is a financial product inside the B2B ordering app you already use to buy from your suppliers.
When you place an order, PrimePay lets you pay using short-term credit instead of cash, so you can buy what you need even if money is tight today.
You don’t need a new app, a bank visit, or a loan application.
You just order as usual and choose PrimePay to pay.

How is PrimePay different from other traditional financial products?

Unlike traditional bank products, PrimePay is based on how your business actually operates.
It looks at your real purchases and sales, so you are pre-approved before you even apply.
This means you can access working capital faster and on better terms, without long discussions with the bank.
Your limit adjusts as your business grows — based on your orders and turnover — making PrimePay a flexible option for everyday business needs.

What can I use PrimePay for?

You can use PrimePay to:

  • Pay invoices from approved suppliers

PrimePay is designed for real business needs, not personal spending.

Do I need collateral or long approval processes?

No. PrimePay makes financing very simple for you.
There is no physical collateral required and onboarding is fast, digital, and based on your business activity — not lengthy paperwork.

How does PrimePay help me grow?

PrimePay helps you grow by:

  • Preventing stock-outs;
  • Improving cash-flow timing;
  • Enabling faster purchasing decisions;
  • Turning payments into a growth enabler.

Discover the other key players of our ecosystem

CPG/FMCG

Generate commercial demand, manage trade relationships, seek liquidity without credit risk.

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Financial Institution

Provide scalable capital, rely on real trade data for automated risk assessment.

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