the problem

Trade runs on disconnected financial systems

Traditional trade separates capital, data, and payments, creating friction, risk, and inefficiency across FMCGs, SMEs, and banks despite real demand.

Credit outside financial system

FMCGs carry commercial credit, absorbing risk.

Banks lack trade visibility

Banks hold capital but lack live trade data to finance businesses effectively.

Manual, delayed payments

Payments depend on long cycles and manual collections, locking liquidity.

Liquidity blocks demand

SMEs lack working capital, limiting orders at demand and ecosystem growth.

A large underserved market shaped by outdated trade finance systems.

Global Trade finance Market

Trillions

The global trade finance market was valued at over $50 billion in 2025 and is projected to grow above $68 billion by 2030

Source: imarcgroup.com

Out of
stock cost

1.2

Trillions

Inventory distortion caused by out-of-stocks and overstocks continues to impact retailers due to supply chain disruption and limited inventory visibility.

Source: gtreview.com

SME
finance gap

5.7

Trillions

In emerging and developing markets, SMEs face a $5.7 trillion financing gap, equivalent to nearly 20 % of GDP and total private sector credit.

Source: worldbank.com

Embeded Finance

An ecosystem solution

Prime Pay reconnects capital, data, and payments inside trade, removing friction and aligning every participant.

HOW WE DO IT

Financial infrastructure embedded into trade platforms

Prime Pay reconnects capital, data, and payments inside trade, removing friction and aligning every participant.

Retailer

SME part of the FMCG Portofolio requesting a microloan into the PD’s B2B platform.

FMCG

Support with:
Financial data
Provides PD’s B2B platform to retailers

Financial Institution

Credit card issuer for Retailers, embedded in PD’s Platform

Your window into the trade system

Empower Your Business

Enabling faster transactions, predictable collections, and scalable access to working capital.

Explore the product

Embedded working capital financing

Retailers access micro-loans directly within existing trade relationships.

Behavior-based credit scoring

Financing decisions are based on real commercial behavior, not static financial profiles.

Payment and collection control

Closed-loop payment flows ensure predictable collections while reducing manual processes.

Ecosystem integration layer

Connecting FMCGs, banks, and retailers through existing systems, without operational disruption.

A financial system that scales with trade

Trade runs on disconnected financial systems