Arrow
Financial Institution

Deploy capital into real trade

Prime Pay unlocks access to previously unbankable SMEs by connecting banks to verified, real trade data.

Read more
Read more

Problems and solutions

Problem

Inefficient SME onboarding processes

Traditional onboarding requires extensive documentation, manual verification, and long approval cycles, limiting scalability and increasing acquisition costs.

solution

Automated embedded onboarding

Prime Pay streamlines SME onboarding through digital document collection, reducing friction and accelerating portfolio growth.

Problem

High risk and default uncertainty

SME lending relies on static financial information, making risk assessment inaccurate and increasing exposure to defaults.

solution

Data-driven risk intelligence

Prime Pay uses real-time trade data to continuously inform risk assessment and enable dynamic, transaction-based credit decisions.

Problem

Limited scalable lending opportunities

Banks struggle to deploy capital efficiently into productive SME lending due to lack of reliable supply chain data.

solution

Direct capital distribution

Prime Pay creates a direct capital channel embedded into existing supply chain digital platforms, enabling scalable and productive SME working capital.

What the system makes possible

Finance banking
Building a global trade ecosystem where finance operates seamlessly within everyday commercial relationships.

Aligned capital flow

Capital moves in sync with real trade activity, benefiting every participant in the ecosystem.

Predictable cash cycles

Automated digital payments create reliable cash timing across all participants in trade.

Reduced systemic risk

Commercial credit risk shifts from trade relationships into structured, bank-led financial frameworks.

Simplified trade operations

A unified financial system reduces manual processes and operational friction for everyone involved

Scalable ecosystem growth

The system supports growth across markets by enabling continuous trade without capital constraints.

Built for scalable trade

Empower your finances with advanced security

Lorem ipsum dolor sit amet consectetur amet ullamcorper atsit eros risus eget tristique.

System
integration

Integrates seamlessly with existing systems, without replacement or disruption to operations.

Mastercard's "Business Payment Control"

Mastercard-owned technology orchestrating secure, compliant, and efficient banking workflows end-to-end.

AI driven
credit scoring

Assess credit risk using real transaction behavior instead of static financial documents.

Customers
Gift cardCircle box
The Process

Insights that power your wallet

Lorem ipsum background background content frame sito bold opacity ipsum component distribute.

Stay on-budget with easy analytics

Lorem ipsum background background content frame sito bold opacity ipsum component distribute.

Insights that power your wallet

Mask scale background background content frame sito bold opacity ipsum component distribute.

Stay on-budget with easy analytics

Lorem ipsum background background content frame sito bold opacity ipsum component distribute.

Insights that power your wallet

Lorem ipsum background background content frame sito bold opacity ipsum component distribute.

Control your costs, effortlessly

Lorem ipsum background background content frame sito bold opacity ipsum component distribute.

Transform data into financial wins

Lorem ipsum background background content frame sito bold opacity ipsum component distribute.

Powered by Mastercard Business Payment Controls

Commercial Card Railways

Card accounts enabling secure, traceable trade payments connected to banking infrastructure.

RCN — Real Card Numbers

Card accounts enabling secure, traceable trade payments connected to banking infrastructure.

VCN — Virtual Card Numbers

Dynamically issued virtual cards restrict spending by value, timing, and purpose per transaction.

Why controlled payments matter

Full Transaction Traceability

Payments are clearly linked to specific suppliers or purchases, simplifying reconciliation and reporting.

Purpose-Bound Spending

Funds are restricted to specific transactions, preventing misuse and ensuring payments follow predefined trade conditions.

Lower
Operational Risk

Isolating transactions reduces dependency on single payment accounts and improves system resilience.

Stronger Payment
Security

Each transaction can use a unique, restricted card, limiting exposure and containing risk if issues occur.

We’re here to answer all your questions

What is PrimePay and how does it help an FMCG?

PrimePay is an embedded finance solution that connects the FMCG, the bank, and retailers into one unified digital flow.
It enables FMCGs to provide their retailer portfolios with fast access to working capital directly inside the B2B channel — without the FMCG carrying the credit risk.

Does PrimePay mean the FMCG becomes the “lender” to retailers?

Lorem ipsum dolor sit amet consectetur. Neque sed risus et habitasse vitae blandit ultrices fames fames pulvinar malesuada quam aliquam sed erat venenatis massa pharetra.

Can I use the platform without installing app?

Lorem ipsum dolor sit amet consectetur. Neque sed risus et habitasse vitae blandit ultrices fames fames pulvinar malesuada quam aliquam sed erat venenatis massa pharetra.

Are there any charges for creating an account?

Lorem ipsum dolor sit amet consectetur. Neque sed risus et habitasse vitae blandit ultrices fames fames pulvinar malesuada quam aliquam sed erat venenatis massa pharetra.

Is the platform secure for transactions?

Lorem ipsum dolor sit amet consectetur. Neque sed risus et habitasse vitae blandit ultrices fames fames pulvinar malesuada quam aliquam sed erat venenatis massa pharetra.

Discover the other key players of our ecosystem

SME

Unlock instant working capital to fulfill demand and grow sustainably.

Read more
White ArrowBlack Arrow
Read more

CPG/FMCG

Generate commercial demand, manage trade relationships, seek liquidity without credit risk.

Read more
White ArrowBlack Arrow
Read more